Wiserfunding is a London-based FinTech company specialised in assessing the credit risk of small and medium sized enterprises (SMEs). Through our online platform, we allow businesses looking to obtain finance or lenders and insurers looking to assess the risk of business applicants to get more accurate data to make better decisions quicker than ever before. Wiserfunding provides SMEs across Europe with a credit score based on past financial history and a range of publicly available structured and unstructured data.
Wiserfunding was founded by Professor Edward Altman and Dr. Gabriele Sabato in 2016. Ed was one of the pioneers of credit risk analytics back in the 60s and inventor of the Z-score. The two founders have been doing research together since 2004 and have published several academic papers on SME risk modelling. Wiserfunding leverages on their skills and expertise to provide lenders, investors and SMEs with the most accurate, credible and independent risk assessment.