Interim Head of Credit Risk (Fintech / Tech & Media Lending)

The Opportunity

ReachX is proud to partner with a leading global FinTech firm that provides scalable, user-friendly financing solutions to innovative technology and media companies. Backed by Europe’s largest FinTech company builder, our client has seen continuous growth across Europe and the US since 2015.

We are seeking a dynamic Interim Head of Credit Risk to lead their risk and legal functions during a period of exciting expansion. This role offers the chance to join a management team working directly with external shareholders to shape the future of tech-focused lending.

Your Impact

As the Head of Risk, you will maintain oversight of the firm’s risk appetite while driving the digitalization of the lending process.

• Risk Oversight: Lead the structuring, assessment, and approval of all risk positions globally.

• Process Innovation: Drive the end-to-end customer lending process, with a heavy emphasis on digital transformation and automation.

• Refinancing & Compliance: Actively support the refinancing of the customer portfolio and ensure rigorous compliance with all documentation standards.

• Strategic Leadership: Recruit, mentor, and develop the Risk and Legal teams; collaborate with other business units to refine the company’s long-term growth strategy.

• Product Development: Provide risk-focused advice to help launch and scale new financing products.

• Mission Execution: Balance risk management with a commercial mindset to promote revenue, profitability, and hyper-growth.

Requirements for Success

The ideal candidate is an analytical leader who thrives in fast-paced, entrepreneurial environments.

• Experience: 5+ years in the finance industry, specifically within investment banking, commercial lending, or private debt.

• Underwriting Expertise: Proven track record in developing credit underwriting frameworks that utilize both traditional financial data and non-traditional data sets.

• Leadership: Previous experience managing and coaching junior team members in a high-performance culture.

• Tech Affinity: A strong interest in FinTech and the latest underwriting technologies.

• Niche Expertise: Experience with invoice or receivables financing is highly advantageous.

• Communication: Fluent in English; German language skills are considered a plus.

• Mindset: An entrepreneurial spirit with the ability to manage risk within a commercial, start-up context.

This has the potential to be a long term contract paid at a highly competitive day rate.

Location: London or Berlin (Remote options possible)

Activity: Analyst, Other Specialist, Interim COO, Risk Manager, Compliance Specialist, Interim CFO/Controller, Strategy Consultant

Sector: B2B, Adtech/martech, Financial Services, Telecom & Media, Fintech, Technology, Business Services, Saas, Social network

Skills: Credit Analysis, Regulatory Reporting, Project Management, Strategic Planning, Risk Management

Years of Experience: 5-9 years, 10-14 years, 15+ years, 0-4 years

Region: EU, Europe - non EU, UK, Other